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Tag Archives: finance

On the Radar

When to Apply for a Pensioner’s Personal Loan

Pension Loan

There are those who think pensioners and retirees have it easy because they no longer go through the daily grind. However, they’re living on a fixed amount that’s likely less than their previous salaries. Given those factors, here are good reasons pensioners should consider filing a personal loan. Medical Emergencies Though most medical concerns are […]

On the Radar

Unemployed Loan: Getting Yourself Back on Track

Financial Loan

It can be really tough when you don’t have a steady source of income. Perhaps you recently lost your job, or the person supplying your financial needs suddenly ceases support. In such situations, you might face uncertainties about how you can cope with the different demands of life. As you are not earning regularly, how […]

On the Radar

How Do You Qualify for a HARP Refinance?

Home Loan

Home Affordable Refinance Program (HARP) loans have similarities with other mortgage programs, except they’re specifically for people who meet their current mortgage monthly payments, but can’t refinance due to negative home equity, limited home equity, or lack of home equity. Below are the requirements to see if you qualify for HARP home loans: According to […]

On the Radar

Self-Managed Super Funds: The Advantages of Investing

Pen and Calculator

SMSFs or self-managed super funds can be used for purchasing assets including property or shares by utilising money from the fund and borrowing the remainder. This will allow the SMSF to obtain assets that it can’t currently buy outright due to lack of funds. Considering the rules, self-managed super funds may borrow for investing by […]

Inside Business

How a PBM Consultant Saves Your Company Money

money

The PBM industry continuous to be one of the most lucrative industries in the world today. As the drug dependence of the population rises, and the supplement trend continues to dominate the health and fitness industries, the demand for PBMs keeps rising. Today, pharmacy benefits are part of every competitive employee compensation package. If your […]

On the Radar

Private Mortgage Insurance: Do You Really Need One?

Mortgage bond

Borrowers with conventional loans — those that are not government-backed — and can’t or don’t want to pay a down payment of 20% pay PMI or private mortgage insurance. This will be communicated to you by your mortgage broker if your LTV or loan-to-value ratio is higher than 80%. Much like other insurance forms, there […]

Global Trends

Essential Mortgage Terminology: Talk Like Mortgage Broker

Talk Like Mortgage Broker

Isn’t it a bit frustrating to come across terms that you are not familiar with? When it comes to mortgage, not knowing the common terms that lenders use will only cause you confusion. Before you ask around about home loans, you need to be familiar with the language that mortgage brokers use. Here are some […]

Industry Leaders

The Road to Better Business Financial Management

business management

Managing finances is often cumbersome to entrepreneurs who have just started their business venture. One wrong approach can result in huge financial burden at the end of the day. Knowing the basic must-haves may not give you detailed understanding on managing your finances, but it gives a great introduction to proper financial management. Here’s a […]